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Owner & Encumbrance Searches
Able Title Company's Owner and Encumbrance searches are also known as Lotbook Reports, Current Owner Searches, Title Reports, Short Form Reports or Limited Title Reports.
These are reports on specific properties based on research we conduct utilizing public records, including the County Assessor’s and County Tax Collector’s tax rolls.
These reports consist of the following items affecting the subject property:
- The current owner, or owners, and the manner in which they are vested. Our report will also include a copy of the deed (or deeds) showing how title is currently held.
- The Assessor's Parcel Number and the assessed values of the subject property for the current tax year.
- Current and delinquent tax information1
- All open Mortgages or Deeds of Trusts, as well as any related...
- Assignments of Deeds of Trust or Mortgages
- Amendments or Modifications
- Subordination Agreements
- Notices of Default or Notices of Lis Pendens to Foreclose
- Partial Reconveyances or Partial Satisfactions
- Substitution of Trustee on Deed of Trust
- Tax Liens (State, Federal and County)
- Abstracts of Judgment
- Homeowners Association Liens
- Mechanic's Liens
- Liens found affecting the equity of the subject property
1 Current tax
information may not be available in some jurisdictions.